Leveraging our experience and proven model, we plan to expand our operations to two additional countries in the next four years and to grow our client base to 6 million clients by 2020.

Vision and Strategy

The vast majority of microenterprises, lacking adequate access to credit worldwide, are based in Asia (IFC, 2013). This region is often identified as having the highest potential for strong financial sector development. It is estimated that around 70% of the lower income population in South and Southeast Asia do not have access to formal financial services (Worldbank, 2011). The unmet credit needs of a significant number of microenterprises further emphasize the potential for development of the financial sector in the region.

The largely untapped market in South and Southeast Asia forecasts solid economic growth and houses around one third of the world’s population,thus, providing an exciting potential business opportunity. By implementing suitable financial services for low income individuals and businesses, we aim to help to unlock the huge pool of potential. In turn, this will contribute to the development of local economies and communities. We believe that financial services designed to satisfy customers’ needs add significant value to individuals, businesses and society as a whole.

CreditAccess has developed an effective lending model, derived from microfinance, in order to serve the ‘unbanked’ segment. As part of this model, the Group uses solid IT systems and mobile technology in both front- and back-office operations providing services as efficiently possible.

By providing high quality, yet  simple, products and by listening to the needs of our clients, we aim to be a reliable partner building lasting relationships.

Leveraging our experience and proven model, we plan to expand our operations to two additional countries in the next four years and to grow our client base to 6 million clients by 2020.