Management Team Indonesia

Supported and supervised by the Group Management Team, the management team of Bina Artha is responsible for the daily management of the operations in Indonesia.

Christian Banno – Director and Chief Executive Officer

Christian is the Director and Chief Executive Officer of the Indonesian entity of the Group, Bina Artha. He joined CreditAccess Asia in 2008 as Chief Investment Officer Asia and was later responsible for the operations of the company in India. After playing a key role in the set-up of Bina Artha, he became the CEO of this entity in January 2012.  Before joining CreditAccess, Christian worked for one of the leading microfinance rating agencies as the Regional Manager for Asia.

Henny Setianto – Chief Finance Officer

Henny has almost 20 years of experience in finance, accounting and audit. Prior to joining Bina Artha, she worked for 5 years in JLT Gesa (now Fullerton) as Finance Director and 7 years in Bank of Tokyo Mitsubishi as Audit Head.

Budhi Siswoadji – Director & Chief Operating Officer

Budhi joined Bina Artha from its start in 2012. Prior to joining the company, Budhi was the Head of Strategic Partnerships at the Indonesian microfinance institution Sampoerna Microfinance. Other previous positions include; Rating Manager at the Indonesian Microfinance Association and Head Asset and Investment Management at PNM, a state-owned microfinance institution. In addition he held management positions at several commercial banks.

Jaya Fatwa – Chief Human Resource Officer

Jaya is the Chief Human Resource Officer at Bina Artha. Jaya has over 15 years of experience in Human Resource Management in Indonesia. Prior to joining Bina Artha, he was Assistant Manager at Grant Thornton, HR Consultant for the Hays Group and Assistant Vice President HR at Bank Mandiri, Indonesia’s largest bank.

Neksi Triwidiyanti – Head of Business Support

Neksi is the Head of Business Support at Bina Artha, responsible for ensuring adherence to policies and for the set-up of new branches. She has over 15 years of experience in the microfinance industry. Prior to joining Bina Artha, Neksi served as the Micro and SME Development Consultant at the Bank of Indonesia, the country’s Central Bank.  Before that she was the Manager of the Siti Khadijah Foundation, a microfinance program based on the Grameen Bank principles.

Surya Agung Meranga – Head of the Central Processing Unit

Agung is Head of the Central Processing Unit at Bina Artha. He oversees data collection from the branches and the head office and also supervises the verification of the quality of data. He began his microfinance career at the American NGO Mercy Corps in 2002, where he worked as a Microfinance Program Officer and later as the Finance and Operation Specialist. Before working at Bina Artha, Agung served as the Senior Financial Operations Analyst at the Indonesian Microfinance Association.

Ison Satriyo – Head of Individual Lending

Ison is the Head of Bina Artha’s individual lending division. Ison has over 15 years of experience in the financial services industry.  After starting his career at Bank Bali, Ison worked as a Team Leader and Sales Specialist for Permata Bank, one of the top-ten banks in Indonesia. Prior to joining Bina Artha, he was Manager of the Micro Individual Lending department at Sahabat Bank, which is part of a medium-sized Indonesian banking group.

Miki Muharam - Head Internal Audit and Control

Miki has more than 12 years of experience in audit both as internal audit manager in financial companies and as a public auditor for Deloitte. Amongst other experiences he worked 7 years as Internal Audit Manager for PT Toyota Astra Financial Services.

Adi Saptono – Business Excellence Specialist

Adi is a HR professional with more than 26 years of experience. His main responsibility in Bina Artha is to ensure the improvement of both the business and support functions, focusing on human resources development. Previously, Adi worked 9 years as senior consultant at FranklinCovey Indonesia, helping many companies improve their strategy execution and leadership capacity.

Sikkat Adisaputra - CPU Manager

Sikkat has 8 years of experience in the banking industry. Before working for Bina Artha he worked in Citibank as team leader in the Admin and MIS department and in the Collection and Remedial department.

Dendi Fairyanto – Head of IT

Dendi has 25 years of experience in System and Project management. Before joining Bina Artha he worked amongst others in PT AEON Credit Service and PT Sigma Cipta Caraka, one of the largest IT Solution Provider in Indonesia.