Open Position: Senior MSME Lending Expert

About the Organization:

CreditAccess Asia (www.creditaccessasia.com) is an innovative operator of integrated credit institutions across Asia, offering loans and other financial products to self-employed, micro and small enterprises in India, Indonesia, and the Philippines. Today, its regional companies in Asia have a total portfolio of around EUR 360 million with over 1.6 million clients. The CreditAccess Asia companies employ some 6,200 people across the world. The Group has its corporate headquarters in the Netherlands and a regional office in Jakarta (Indonesia).

About the Position:
CreditAccess Asia is seeking a Senior MSME Lending Expert. S/he will be responsible for strengthening the capacity of CreditAccess subsidiaries in MSME lending by extending existing individual lending product and supporting the development of new individual lending products. S/he will be based in Jakarta (Indonesia) and may need to move to the planned new regional group office in 2016 either in Bangkok or Singapore. The position requires frequent travel to the subsidiaries located in Bangalore (Grameen Koota), Manila (One Puhunan) and Jakarta (Bina Artha Ventura) as well as planned new subsidiaries in the region.

Tasks and responsibilities:

  1. Provide technical inputs and tools to develop/strengthen MSME individual lending products in CreditAccess Asia’s partners. Critical areas include:
  • MSME loan product design and MSME loan origination process according to customer needs;
  • MSME credit risk assessment – including delinquency management;
  • MSME sales mechanisms – including distribution channels – and sales force management;
  • Development and delivery of training programs for MSME staff;
  • Implement technology solutions to support lending (loan origination, credit scoring, etc.);
  • Contribute to the dissemination of best practices in MSME lending among organization’s partners.
  1. Support the Jakarta team in the on-going analysis of CreditAccess Asia’s partners.
  2. Willing to travel in South-East Asia for short-medium term projects

Qualifications & Skills

  1. At least 10 years working experience out of which 5 in micro, small, and medium enterprise lending, either within a finance company/bank or as a consultant;
  2. Deep understanding of international best practices in MSME individual lending in emerging/developing economies;
  3. Previous experience in Asia is necessary;
  4. Strong analytical, interpersonal and communication skills;
  5. Fluency in English is required.

How to apply?
Please send your CV and Cover Letter to careers@creditaccess.com, indicating in the subject of the e-mail “MSME Expert – CreditAccess Asia”.