Our operations in the PhilippinesBicol, Calabarzon, Central & North Luzon, Mindanao

(CreditAccess Philippines Financing Company Inc.)

CreditAccess entered the Philippine market in 2014. We selected the Philippines as it has over 80% of households which are unbanked, the majority of which are self-employed, working for a private household or farm, or in other informal occupations. These self-employed households are mainly MSE’s, which do not have access to formal capital.

Market opportunity, size and position

We have experienced rapid growth of our start-up in a short space of time and have become one of the top ten Non-Banking Financial Company (NBFC) in the Philippines, operating through our trading name CreditAccess Philippines Financing Company Inc. (Local brand name OnePuhunan). We provide simple, convenient and accessible credit products to MSE’s in the Philippines. It is a fast growing NBFC with a vision of being a market leader in providing relevant financial products to its customer base.


Facts & Figures



Micro businesses: self-employed households, often women who operate retail shops, sell agricultural or handcraft products or provide commercial services, earn USD 5 – 10 per day and mostly live in rural areas

Small businesses: formal household businesses, or small-scale enterprises, with monthly income over USD 300 and a more solid collateral base compared to micro business customers, which typically cannot offer hard collateral or undergo the bureaucratic process requested by banks


Micro Business Loans (group lending methodology), ranging from USD 60 – 1,000

Small Business Loans (individual lending methodology), ranging from USD 1,000 – 6,000

CreditAccess Philippines Financing Company Inc.

Daniele Rovere
Manuel Guarin
Chief Financial Officer
Vencent Asgapo Abraham
Group Lending and Distribution Head
Anna De Chavez
Individual Lending Head
Jenny M. Muyrong
Human Resources Head
Ramel E. Robles
Head of IT
Dominic Christian G. Fajardo
Head of Operation's Control
Marco Boa
Business Development Head
Melita Galang-Romero
Head of Accounting
Romeo Tacorda
Head of Internal Audit
Arthur Vergara
Administration Manager
Martin Navarro
Learning and Development Manager
Emer Candy Guillermo
Central Processing Unit Manager
Mariano B. Arinas Jr.
Legal & Corporate Compliance Manager
Paquito Pabalate
Credit and Collection Manager


Working for CreditAccess Philippines means working in a dynamic and international environment. We are a rapidly growing company that combines professional business conduct with strong social values.




Karnataka Maharashtra Tamil Nadu Chhattisgarh Madhya Pradesh


Java... Sulawesi


9 regions... Central & North Luzon... Calabarzon... Bicol... Mindanao


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